This Website is intended to provide general information about Patricia R. Santucci Law, PC, an Ontario Professional Corporation. The presentation of information through this site or use of this site does not create a lawyer and client relationship with Patricia R. Santucci Law, PC or any of its lawyers. Nothing in this site is or may be relied on as legal advice, and readers should always take individual professional advice before taking action. Do not send us case information or materials if we have not previously communicated and agreed to terms of retainer. We disclaim liability for errors or omissions in any information contained in this site.
Links to Frequently Asked Questions:
Accidents
- What kind of damages can I sue for in a tort claim?
- If I was in a motor vehicle accident but I was not wearing a seatbelt do I still have a case?
- If I don’t meet the threshold, does that mean I have no case at all?
Benefits & Employment
- What must my employer do if I become disabled?
- Are there any non-medical reasons why the insurance company might not pay my LTD benefits?
- What should I do if I am unable to work due to a disability?
Benefits & Taxes
- How do I know if I have enough LTD coverage?
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
- Will I have to pay taxes on any settlement or judgment?
Denied/Terminated
- What if I refuse treatment or refuse to follow advice to go back to work?
- What will a lawyer do if I am denied LTD benefits?
- What happens if I need accident benefits and my own insurance company won’t pay them?
Legal Counsel
- Will I get a “lump sum” payment for my LTD?
- Do my LTD benefits include coverage for medical and dental?
- I am disabled from working. How do I apply for Long-Term Disability benefits?
Mental Health
- What if my disability is psychological as opposed to physical?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- What if I refuse treatment or refuse to follow advice to go back to work?
Policies
- Can my insurance company videotape me?
- What other forms are required after the Application has been filled out?
- What are Accident Benefits?
Requirements
- Do I need a lawyer to assist me with completing the various forms in order to receive short term or long term disability benefits?
- What must my employer do if I become disabled?
- Will my insurance company pay for my housekeeping expenses?
Short & Long-Term Disability Benefits
- Does anything disqualify me from receiving Accident Benefits?
- Should I apply for Employment Insurance?
- Will I still receive my LTD payments if my job is terminated?