This Website is intended to provide general information about Patricia R. Santucci Law, PC, an Ontario Professional Corporation. The presentation of information through this site or use of this site does not create a lawyer and client relationship with Patricia R. Santucci Law, PC or any of its lawyers. Nothing in this site is or may be relied on as legal advice, and readers should always take individual professional advice before taking action. Do not send us case information or materials if we have not previously communicated and agreed to terms of retainer. We disclaim liability for errors or omissions in any information contained in this site.
Links to Frequently Asked Questions:
Accidents
- Which insurance company pays my accident benefits?
- What evidence will you have to gather in order to prove that I am entitled to disability benefits?
- What is a “tort” claim?
Benefits & Employment
- What if I refuse treatment or refuse to follow advice to go back to work?
- Do my LTD benefits include coverage for medical and dental?
- I have coverage through my group policy at work, what happens now?
Benefits & Taxes
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
- Will I have to pay taxes on any settlement or judgment?
- How do I know if I have enough LTD coverage?
Denied/Terminated
- Does anything disqualify me from receiving Accident Benefits?
- What is an insurer examination?
- What happens if I need accident benefits and my own insurance company won’t pay them?
Legal Counsel
- Does anything disqualify me from receiving Accident Benefits?
- Which insurance company pays my accident benefits?
- I can’t afford a lawyer – what should I do?
Mental Health
- What if I refuse treatment or refuse to follow advice to go back to work?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- What if my disability is psychological as opposed to physical?
Policies
- What are Accident Benefits?
- What happens if I do not agree with my insurance company’s decision regarding my accident benefits?
- How much will my LTD payments be?
Requirements
- Will I need to bring anything to our first meeting with you?
- Will my insurance company pay for my housekeeping expenses?
- What will a lawyer do if I am denied LTD benefits?
Short & Long-Term Disability Benefits
- My disability insurance company is telling me to apply for Canada Pension Plan disability benefits. What should I do?
- What happens if I need accident benefits and my own insurance company won’t pay them?
- How much money can I get from a tort claim?