This Website is intended to provide general information about Patricia R. Santucci Law, PC, an Ontario Professional Corporation. The presentation of information through this site or use of this site does not create a lawyer and client relationship with Patricia R. Santucci Law, PC or any of its lawyers. Nothing in this site is or may be relied on as legal advice, and readers should always take individual professional advice before taking action. Do not send us case information or materials if we have not previously communicated and agreed to terms of retainer. We disclaim liability for errors or omissions in any information contained in this site.
Links to Frequently Asked Questions:
Accidents
- What if I was enrolled in school at the time of the collision?
- How do I start a lawsuit?
- If I don’t meet the threshold, does that mean I have no case at all?
Benefits & Employment
- I have coverage through my group policy at work, what happens now?
- How will income that I receive from other sources affect my LTD benefits?
- What is the monthly maximum on my LTD coverage?
Benefits & Taxes
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
- How do I know if I have enough LTD coverage?
- Will I have to pay taxes on any settlement or judgment?
Denied/Terminated
- Can my insurance company videotape me?
- What do I do if my LTD benefits are denied or cut off?
- What if I refuse treatment or refuse to follow advice to go back to work?
Legal Counsel
- Will I get a “lump sum” payment for my LTD?
- How much money can I get from a tort claim?
- Can I settle an accident benefits claim with my own insurance company without a lawyer?
Mental Health
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- What if I refuse treatment or refuse to follow advice to go back to work?
- What if my disability is psychological as opposed to physical?
Policies
- What is an insurer examination?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- How long do I have to wait to collect LTD benefits?
Requirements
- Is Mortgage Disability Insurance the same as LTD?
- I have coverage through my group policy at work, what happens now?
- Can my employer fire me while I am on LTD?
Short & Long-Term Disability Benefits
- How will income that I receive from other sources affect my LTD benefits?
- How much will my LTD payments be?
- What is a long term disability insurance policy?