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Links to Frequently Asked Questions:
Accidents
- How are accident benefits different from lawsuit damages?
- What if the accident was my fault but I was really hurt, do I have a case then?
- Does anything disqualify me from receiving Accident Benefits?
Benefits & Employment
- What happens if the accident happened while I was working?
- What is a short term disability insurance policy?
- Can my employer fire me while I am on LTD?
Benefits & Taxes
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
- Will I have to pay taxes on any settlement or judgment?
- How do I know if I have enough LTD coverage?
Denied/Terminated
- What do I do if my LTD benefits are denied or cut off?
- What happens if I do not agree with my insurance company’s decision regarding my accident benefits?
- What if I refuse treatment or refuse to follow advice to go back to work?
Legal Counsel
- How long will my LTD benefits last?
- Which insurance company pays my accident benefits?
- Why should I bring a lawsuit?
Mental Health
- What if I refuse treatment or refuse to follow advice to go back to work?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- What if my disability is psychological as opposed to physical?
Policies
- Can I still do volunteer work and qualify for LTD?
- What if I was enrolled in school at the time of the collision?
- Will I be paid for my expenses to travel to an Independent Medical Examination?
Requirements
- Do I need a lawyer to assist me with completing the various forms in order to receive short term or long term disability benefits?
- Can the insurer make me go to a doctor?
- I have coverage through my group policy at work, what happens now?
Short & Long-Term Disability Benefits
- What compensation is my family entitled to?
- What is a “tort” claim?
- Why is it important to know whether or not my long-term disability is taxable or non taxable?