This Website is intended to provide general information about Patricia R. Santucci Law, PC, an Ontario Professional Corporation. The presentation of information through this site or use of this site does not create a lawyer and client relationship with Patricia R. Santucci Law, PC or any of its lawyers. Nothing in this site is or may be relied on as legal advice, and readers should always take individual professional advice before taking action. Do not send us case information or materials if we have not previously communicated and agreed to terms of retainer. We disclaim liability for errors or omissions in any information contained in this site.
Links to Frequently Asked Questions:
Accidents
- If I was in a motor vehicle accident but I was not wearing a seatbelt do I still have a case?
- What is “the threshold”?
- How much money can I get from a tort claim?
Benefits & Employment
- Should I apply for Employment Insurance?
- What evidence will you have to gather in order to prove that I am entitled to disability benefits?
- What happens if I’m injured in a car accident while in the Course of Employment?
Benefits & Taxes
- Will I have to pay taxes on any settlement or judgment?
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
- How do I know if I have enough LTD coverage?
Denied/Terminated
- What do I do if my LTD benefits are denied or cut off?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- Can my insurance company videotape me?
Legal Counsel
- Do I need a lawyer to deal with my own insurance company?
- What other forms are required after the Application has been filled out?
- Do I need to communicate with my insurance company when applying for short term or long term disability benefits?
Mental Health
- What if I refuse treatment or refuse to follow advice to go back to work?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
- What if my disability is psychological as opposed to physical?
Policies
- What if the accident was my fault but I was really hurt, do I have a case then?
- Will I get a “lump sum” payment for my LTD?
- What if I refuse treatment or refuse to follow advice to go back to work?
Requirements
- Do I need to communicate with my insurance company when applying for short term or long term disability benefits?
- Are there any non-medical reasons why the insurance company might not pay my LTD benefits?
- Can I settle an accident benefits claim with my own insurance company without a lawyer?
Short & Long-Term Disability Benefits
- Is Critical Illness Insurance the same as LTD?
- What if I refuse treatment or refuse to follow advice to go back to work?
- Do my LTD benefits include coverage for medical and dental?