This Website is intended to provide general information about Patricia R. Santucci Law, PC, an Ontario Professional Corporation. The presentation of information through this site or use of this site does not create a lawyer and client relationship with Patricia R. Santucci Law, PC or any of its lawyers. Nothing in this site is or may be relied on as legal advice, and readers should always take individual professional advice before taking action. Do not send us case information or materials if we have not previously communicated and agreed to terms of retainer. We disclaim liability for errors or omissions in any information contained in this site.
Links to Frequently Asked Questions:
Accidents
- What are the steps involved in a lawsuit?
- What benefits are available if I die in an accident?
- If I don’t meet the threshold, does that mean I have no case at all?
Benefits & Employment
- How much will my LTD payments be?
- What should I do if I am unable to work due to a disability?
- Do my LTD benefits include coverage for medical and dental?
Benefits & Taxes
- Will I have to pay taxes on any settlement or judgment?
- How do I know if I have enough LTD coverage?
- Why is it important to know whether or not my long-term disability is taxable or non taxable?
Denied/Terminated
- What is an insurer examination?
- What if I refuse treatment or refuse to follow advice to go back to work?
- Can I still do volunteer work and qualify for LTD?
Legal Counsel
- If I don’t meet the threshold, does that mean I have no case at all?
- How long will my LTD benefits last?
- Do my family members have a claim?
Mental Health
- What if my disability is psychological as opposed to physical?
- What if I refuse treatment or refuse to follow advice to go back to work?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
Policies
- How much money can I get from a tort claim?
- Can I settle an accident benefits claim with my own insurance company without a lawyer?
- Why do I have 2 lawsuits arising out of the same Motor Vehicle Accident?
Requirements
- Can my employer fire me while I am on LTD?
- I have coverage through my group policy at work, what happens now?
- Should I apply for WSIB? How will it affect my LTD claim?
Short & Long-Term Disability Benefits
- I was in an motor vehicle accident; do I have a personal injury case?
- Is there anything else I should try to find out regarding my long-term disability benefits from my employer?
- Is Mortgage Disability Insurance the same as LTD?