Articles for Non-Lawyers

Should I apply for Employment Insurance? by Patricia Santucci

Usually there is a waiting period before you can receive any LTD benefits. While this waiting period takes place, you would be wise to apply for EI sickness benefits if you do not have any short term disability benefits. Some LTD policies require you to do this. EI sickness benefits may be paid up to 15 weeks if you qualify. You must be unable to work due to sickness or injury. To be eligible, you are required to have worked for 600 hours in the last 52 weeks or since your last claim. You must also obtain a medical certificate from your doctor to confirm the duration of your incapacity. Remember that in order to continue to be eligible to receive EI, you must be unable to work and also otherwise available for work. This is different from regular EI benefits where, in addition to a number of other qualifications, you must state that you are ready, willing and able to work. Also, the EI insurance system is subject to change so it best to call EI if you are unable to work to find out if the above qualifications are the same and whether you qualify in your circumstances. (38)

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About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website

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