Articles for Non-Lawyers

Is there anything else I should try to find out regarding my long-term disability benefits from my employer? by Patricia Santucci

Yes. You need to know whether the benefits are indexed so that you know when to expect an increase in the amount of the benefit, if any. You also need to know whether the insurer will pay for any rehabilitation and/or treatment under the policy. Every policy is different and therefore sometimes a long-term disability policy simply pays a monthly benefit and sometimes there are a host of collateral benefits that accompany a long-term disability policy. Understanding what benefits are included is critical. (4)

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About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website