FAQ Group: Policies

What if I refuse treatment or refuse to follow advice to go back to work? by Patricia Santucci

If you refuse to participate in rehabilitation or treatments that are reasonable, then your insurance company will be entitled to deny or cut off your accident benefits. If you are able to return to work or to obtain other employment for which you are trained but do not make a reasonable effort to do so, […]

Will I be paid for my expenses to travel to an Independent Medical Examination? by Patricia Santucci

Travel expenses are only paid if you have to travel more than 50 kilometers to get to your appointment, and then only for the amount in excess of 50 kilometers. If you have suffered a catastrophic impairment, the 50 kilometer rule does not apply and your travel expenses are paid. (73)

What is an insurer examination? by Patricia Santucci

Your insurance company can send you to an insurer examination, which is with an independent examiner. They do this in order to obtain an opinion on your condition and/or the treatment that you require to get better. The insurer examinations are conducted by regulated health professionals. Your insurance company is obligated to send you a […]

What benefits are available if I die in an accident? by Patricia Santucci

If you die either in the accident itself, or shortly after the accident as a result of injuries you suffered in the accident, then your surviving family members may be entitled to a death benefit and a funeral benefit. Your spouse may receive a lump sum $25,000 benefit. This benefit increases to $50,000 if the […]

What if I was enrolled in school at the time of the collision? by Patricia Santucci

If you were enrolled in an education program (elementary, secondary, post secondary or continuing education) at the time of the accident, and your injuries prevent you from continuing in that program, you may be entitled to a lost educational expenses benefit. This benefit will reimburse incurred expenses for tuition, books, equipment, etc. up to a […]

Featured Article

Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

Read more