FAQ Group: Legal Counsel

I can’t afford a lawyer – what should I do? by Patricia Santucci

We know that injured people often cannot afford to pay a lawyer’s retainer and hourly rates, especially in a case where they are not working. Here at Santucci Personal Injury Law, we work on contingency basis, meaning that the lawyer will be paid his/her fees only when your claim is successfully resolved. If you do […]

What will a lawyer do if I am denied LTD benefits? by Patricia Santucci

At Santucci Personal Injury Law, we fight your insurance company to pay any wrongfully denied benefits. We will also fight to have your LTD payments reinstated. Sometimes we will obtain a lump sum payment. We may also claim that your insurance company acted in “bad faith” by acting unfairly when it denied your claim, and […]

What do I do if my LTD benefits are denied or cut off? by Patricia Santucci

Even if you are legitimately disabled, you initial application for LTD benefits may be denied by your insurance company. They may also cut off your LTD benefits prematurely. If either of these situations applies to you, you can appeal the decision through the insurance company’s internal process (where you ask the insurance company to review […]

Can my employer fire me while I am on LTD? by Patricia Santucci

Yes, your employer can terminate your employment while you are receiving LTD benefits, but only after certain legal tests have been met. Your employer cannot terminate your employment for being sick or injured. Human Rights Legislation in Canada dictates that your employer is required to accommodate your medical condition unless it is impossible for them […]

Should I apply for WSIB? How will it affect my LTD claim? by Patricia Santucci

You must apply for WSIB benefits if you suffered an injury or illness while at work. If you are approved for WSIB benefits, your LTD carrier will be entitled to reduce its LTD payments to you, depending on the type of benefits you receive. If you were denied WSIB benefits, you must provide your LTD […]

Featured Article

Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

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