FAQ Group: Legal Counsel

Does anything disqualify me from receiving Accident Benefits? by Patricia Santucci

The legislation sets out specific circumstances that disqualify you from receiving certain accident benefits. These situations include: – driving without a valid driver’s license – driving a vehicle when you knew or should have known that you were driving without the owner’s consent – being a passenger who knew or should have known that the […]

What other forms are required after the Application has been filled out? by Patricia Santucci

Your insurance company will require that various other forms to be completed and returned to them in order for you to qualify and continue to receive accident benefits. Some of the forms will need to be filled out by your doctors, some by other treating professionals, and some by your employer. The insurance company may […]

Will I get a “lump sum” payment for my LTD? by Patricia Santucci

When you qualify, your LTD policy requires your insurance company to pay you a regular amount, usually monthly, while you qualify. There is no obligation on your insurance company to pay out your benefits in the form of a lump sum payment. However, your insurance company may agree to do this when settling your case. […]

What documents do I need to bring to my lawyer? by Patricia Santucci

When you are making an LTD claim, it is important to keep all relevant documents and provide them to your lawyer: – your recent pay stubs – Revenue Canada Notice of Assessment for past 3 years – employer contact information – insurance company contact information – your benefits booklet; medical reports – all correspondence between […]

Why should I bring a lawsuit? by Patricia Santucci

If you are denied LTD benefits, or wrongly cut off by your insurance company, bringing a lawsuit can result in an award of some or all of the outstanding LTD benefits being paid to you, plus interest and costs. A Judge can also order (or the parties can agree to) the insurance company continuing to […]

Featured Article

Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

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