FAQ Group: Denied/Terminated

Why should I bring a lawsuit? by Patricia Santucci

If you are denied LTD benefits, or wrongly cut off by your insurance company, bringing a lawsuit can result in an award of some or all of the outstanding LTD benefits being paid to you, plus interest and costs. A Judge can also order (or the parties can agree to) the insurance company continuing to […]

What will a lawyer do if I am denied LTD benefits? by Patricia Santucci

At Santucci Personal Injury Law, we fight your insurance company to pay any wrongfully denied benefits. We will also fight to have your LTD payments reinstated. Sometimes we will obtain a lump sum payment. We may also claim that your insurance company acted in “bad faith” by acting unfairly when it denied your claim, and […]

What do I do if my LTD benefits are denied or cut off? by Patricia Santucci

Even if you are legitimately disabled, you initial application for LTD benefits may be denied by your insurance company. They may also cut off your LTD benefits prematurely. If either of these situations applies to you, you can appeal the decision through the insurance company’s internal process (where you ask the insurance company to review […]

Can my insurance company videotape me? by Patricia Santucci

Yes. Most insurance companies will hire private investigators to follow you and take photographs and video footage. They may even interview your neighbours and former co-workers. However, they must not disobey the law with respect to trespass or privacy invasion. If you suspect that an investigator has broken the law, or if you fear for […]

Can I still do volunteer work and qualify for LTD? by Patricia Santucci

Yes, you can do unpaid volunteer work and qualify for LTD benefits. However, you must be careful that doing so does not provide evidence that you are not actually “disabled” as defined in your insurance policy. It is also important to tell the truth if asked about your volunteer work, whether in a statement, at […]

Featured Article

Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

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