FAQ Group: Coverage

Can I settle an accident benefits claim with my own insurance company without a lawyer? by Patricia Santucci

You certainly have the right to do so but I wouldn’t recommend it. Insurance companies often minimize the value of your claim in an effort to close their file. It may not be the appropriate time for you to resolve your case because you have not reached your maximum medical recovery. If your insurance company […]

Do I need a lawyer to deal with my own insurance company? by Patricia Santucci

It depends. The insurance adjuster under your own auto policy is responsible to help process and secure the benefits that you need in order to get better. Often the insurance company will discourage you from seeking out a lawyer’s services. This may put you at a disadvantage because you may not understand all of the […]

What if my disability is psychological as opposed to physical? by Patricia Santucci

A person can be “totally disabled” as a result of a psychological problem. Restrictions and limitations can be physical or psychological or a combination of both. Often times, psychological problems such as anxiety and depression prevent people from being able to work. Read more about Disability Claims for Mental Health Issues. (13)

What does “totally disabled” mean? by Patricia Santucci

“You may have seen or heard of the phrase “totally disabled.” This is a term found in most long term disability policies. In short, “total disability” is a carefully defined legal term which is used in various insurance policies in order to determine whether or not a person is eligible for benefits. The definition of […]

Featured Article

Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

Read more