FAQ Group: Accidents

What are Accident Benefits? by Patricia Santucci

In Ontario you are entitled to accident benefits through your own insurance company. These are also called no-fault benefits. These benefits flow to victims of car accidents, regardless of who is at fault for the accident. These benefits are provided for such things as medical and rehabilitation expenses and income replacement, among other things. Accident […]

What happens if I’m injured in a car accident while in the Course of Employment? by Patricia Santucci

The answer to this question is somewhat complicated. The issue usually becomes one of determining whether the injured person has the right to sue the at-fault party. Please refer to our article, “Car Accident in the Course of Employment: WSIB or Lawsuit?” in the Articles for Non-Lawyers section of this website for a complete answer. […]

What happens if I need accident benefits and my own insurance company won’t pay them? by Patricia Santucci

When a person’s own insurance company starts to deny him/her benefits, a personal injury lawyer’s assistance is critical. There is a government body called the Financial Services Commission of Ontario (FSCO) that governs all matters of insurance in this province including accidents benefits. If your own insurer refuses to pay for a benefit that you […]

If I was in a motor vehicle accident but I was not wearing a seatbelt do I still have a case? by Patricia Santucci

Yes. The mere fact that you were not wearing a seat belt does not in and of itself extinguish a claim. You will likely be held to have contributed to your injuries in some way to a certain percentage. For example, if it is determined that you were negligent by not wearing a seat belt […]

What if the accident was my fault but I was really hurt, do I have a case then? by Patricia Santucci

Possibly. You may have an accident benefits case against your own insurance company if it refuses to pay you the benefits you need and are entitled to under the policy. In Ontario, we have what is called, “no-fault” legislation. This means that whether the accident was your fault or not, your own insurance company is […]

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Roger D. Yachetti April 14, 1940 – September 16, 2018 “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” – Shannon Alder Inspiring people lead by example. Their passion, intelligence, and leadership reflected not just through their own achievements, but also […]

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