Category: Articles

Photo: Motor Vehicle Accidents, Who Pays for Treatment?

Motor Vehicle Accidents, Who Pays for Treatment? by Patricia Santucci

The Nitty-gritty on Medical & Rehabilitation Benefits Under the Statutory Accident Benefits Schedule Medical Treatment – who pays? If you require treatment for your accident related injuries, your own insurance company will be responsible to pay (for treatment which you qualify that is not covered by OHIP or from some other source, such as a […]

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Photo: Helmet on the road after a motorcycle accident

Motorcycle Deaths in Ontario – Common Myths by Patricia Santucci

Three Common Myths Debunked by the OPP Earlier this year, the Ontario Provincial Police reported that the number of people being killed in motorcycle accidents is on the rise and could hit a seven-year high. In August, the OPP said that 26 motorcycle riders had died so far in 2014. Various news outlets including the […]

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Photo: Eggs pondering mental health issues

Disability Claims for Mental Health Issues by Patricia Santucci

Disability Claims for Mental Health Issues is More Common than You Think! What is mental health? The World Health Organization has defined mental health as "a feeling of well-being in which the individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and fruitfully, and is able […]

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Unmotivated injured personal sitting on couch

7 Factors That Will Affect Your Personal Injury Claim After an Accident by Patricia Santucci

1. Not seeking medical attention after the accident Make sure you accept the ambulance attendant’s offer to take you to the hospital to be checked out. It is better to be safe than sorry. Often soft tissues injuries are not immediately apparent, or you may be in shock from what has just happened, so you […]

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Photo: Long Term Disability Insurance is Denied

Top 6 Reasons Insurance Companies Deny Long Term Disability Claims by Patricia Santucci

1. Failure to meet the definition of “disabled” Long Term Disability is based on a contract. The definition of disability is set out in the contract (your policy). There are two basic definitions of disability in most policies. The first one is applied usually for two years and requires you to be medically unable to […]

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