Articles for Non-Lawyers

What should I do if I am unable to work due to a disability? by Patricia Santucci

You should consult with your doctor or other medical specialist in order to start or continue with the appropriate medical treatment. In addition, you should keep a chronological diary of major events surrounding your illness and disability as they occur. If you have not already done so, use your memory in order to recreate as accurately as possible a diary of such events and then note when you continue with diarizing events as they occur. The type of information which you should include in your diary includes:
– What caused you to stop working and the date on which the injury or illness occurred
– Changes in your health and your ability to function
– When you were first treated for the medical condition which caused you to stop working
– Dates and particulars of all doctor and specialist appointments
– Dates and particulars of all hospital visits
– Dates and particulars of all diagnostic testing (for example, x-rays, MRI’s, CAT scans, PET scans, blood work, etc.)
– Dates and particulars of all other health and medical appointments (for example, physiotherapy, chiropractic treatments, naturopathic appointments, etc.)
– Particulars of telephone calls or meetings with your employer regarding your ability to work and any modifications to your job as a result of your disability
– Particulars of any telephone calls or meetings with your insurance carrier
– Particulars of any telephone calls or meeting with rehabilitation or occupational therapy specialists
– When you applied for disability benefits or any other types of benefits such as motor vehicle accident insurance benefits, CPP disability benefits, EI benefits, etc.)

In addition, know that insurance companies can monitor your activities. Read Insurance Surveillance and Disability Claims and Facebook for more information. (7)

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About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website