Articles for Non-Lawyers

What is “the deductible”? by Patricia Santucci

If your claim for pain and suffering meets the “threshold” there is a $30,000.00 deductible from the amount of damages that you would otherwise have received. There is also a $15,000.00 deductible for Family Law Act claims. The deductible is not applied if your pain and suffering damages award is $100,000.00 or more. In terms of the Family Law Act claims, the deductible will not apply if damages are awarded at $50,000.00 or more, or when death occurs. (86)

About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website