Articles for Non-Lawyers

What is a short term disability insurance policy? by Patricia Santucci

A short term disability policy is a type of insurance policy that covers a worker for income replacement if he or she is unable able to work due to a disability for a short period of time. The length of time that a short term disability policy covers a worker’s lost income varies from a few weeks to several months, depending on the wording of the policy. In some cases, if a worker continues to be disabled following the end of the short term, he or she may be eligible to apply for long term disability benefits, if they are also offered by the employer. (5)

About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website