Articles for Non-Lawyers

What do I do if my LTD benefits are denied or cut off? by Patricia Santucci

Even if you are legitimately disabled, you initial application for LTD benefits may be denied by your insurance company. They may also cut off your LTD benefits prematurely. If either of these situations applies to you, you can appeal the decision through the insurance company’s internal process (where you ask the insurance company to review their decision) or you can pursue a civil law suit (litigation). Both of these options are time consuming, complicated and stressful. You should call Santucci Personal Injury Law to help you. (48)

About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website