Articles for Non-Lawyers

How long will my LTD benefits last? by Patricia Santucci

Your LTD payments should continue until you start working again, reach the maximum duration under your policy (usually age 65), or die. Coverage differs from policy to policy. As long as you continue to qualify, you will be covered until you have reached the maximum duration as set out in your policy. You are usually covered until age 65, however some policies have a set time frame such as 5 or 10 years. Some policies entitle you to payment of a percentage of what you were receiving up to age 65 and then a lesser amount for the next 5, 10, 15 years or even for life. If you have been cut off your LTD benefits prematurely, we can help you. Call Santucci Personal Injury Law for a free consultation. (36)

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About the Author Patricia Santucci

Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on and LinkedIn or directly through this website