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You may hear your lawyer talking about your “tort” case and your “accident benefits” case. In Ontario you are entitled to accident benefits through your own insurance company. Sometimes you have to sue your own insurance company if they wrongfully deny or cut off your benefits, or if you disagree about the amount of benefits […]
If your insurance company denies your claim for benefits, or cuts off your benefits, or if you disagree about the amount of the benefits that you do receive, you can access a dispute resolution service, which is provided by the Financial Services Commission (FSCO). FSCO is a government body and its dispute resolution services include […]
If you refuse to participate in rehabilitation or treatments that are reasonable, then your insurance company will be entitled to deny or cut off your accident benefits. If you are able to return to work or to obtain other employment for which you are trained but do not make a reasonable effort to do so, […]
Your insurance company can send you to an insurer examination, which is with an independent examiner. They do this in order to obtain an opinion on your condition and/or the treatment that you require to get better. The insurer examinations are conducted by regulated health professionals. Your insurance company is obligated to send you a […]
The legislation sets out specific circumstances that disqualify you from receiving certain accident benefits. These situations include: – driving without a valid driver’s license – driving a vehicle when you knew or should have known that you were driving without the owner’s consent – being a passenger who knew or should have known that the […]