FAQ Group: Benefits & Employment

Some of your family members may also be able to sue as a result of the injuries that you sustained in the motor vehicle accident. These claims are governed by Ontario’s Family Law Act. Only certain family members are eligible to claim, including your spouse, children, grandchildren, parents, grandparents, brother and sister. We can help […]

What if I refuse treatment or refuse to follow advice to go back to work? by Patricia Santucci

If you refuse to participate in rehabilitation or treatments that are reasonable, then your insurance company will be entitled to deny or cut off your accident benefits. If you are able to return to work or to obtain other employment for which you are trained but do not make a reasonable effort to do so, […]

What happens if the accident happened while I was working? by Patricia Santucci

If you were in the course of your employment when the accident occurred, you may be entitled to receive benefits from the Workplace Safety and Insurance Board (WSIB). If WSIB benefits are available to you, you will have to make a choice as to which benefits you wish to receive. This is a highly complicated […]

I have coverage through my group policy at work, what happens now? by Patricia Santucci

If you have other insurance coverage such as short-term disability, long-term disability, or medical coverage through a group plan of your employer, it may affect the accident benefits available to you. Depending on the nature of the coverage, you may have to apply for those benefits before you can receive any related accident benefits. Get […]

Will I still receive my LTD payments if my job is terminated? by Patricia Santucci

Yes, most policies provide for LTD benefits to continue to age 65, regardless of termination of employment. You must have been actively employed at the time you became disabled, and you must continue to satisfy the terms of the disability outlined in the policy. (43)