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Disability Claims for Mental Health Issues is More Common than You Think!
What is mental health?
The World Health Organization has defined mental health as "a feeling of well-being in which the individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to his or her community".
What is mental illness?
Mood Disorders Society of Canada defines mental illness as a serious disturbance in thoughts, feelings and perceptions that is severe enough to affect day-to-day functioning. Some types of mental illness include: schizophrenia, depression, bi-polar disorder, anxiety disorders, post traumatic stress (PTSD), eating disorders, borderline personality disorder, problem gambling, and addiction. Another mental health issue that we commonly see in disability cases is “chronic pain syndrome”.
Prevalence of mental health issues in Canada
According to a recent report by the Mental Health Commission of Canada in any given year, one in five Canadians will experience a mental health problem or illness. Nearly a quarter of the country’s working population is currently affected by mental health problems or illnesses.
You can read the full report here: Making the Case for Investing in Mental Health in Canada.
Disability Claims for mental health
The Mental Health Commission of Canada reports that approximately 30% of short and long term disability claims in Canada are attributed to mental health problems and illnesses.
The Bottom Line
Due to the stigma of mental health issues, there are many Canadians who will suffer in silence and then get help only after they “crash”. They must rely on short and long term disability benefits to survive financially. Unfortunately, insurance companies often deny claims based on a mental illness. It is very important to seek the help of a good personal injury lawyer to assist you in obtaining the benefits that you are entitled to.
At Santucci Personal Injury Law we are focused on disability claims. We are here to help you and your family to navigate the legal process and obtain the benefits that you are entitled to.
We know that people who are off work are often unable to pay legal fees on an hourly basis. That’s why we work on contingency basis, meaning we get paid when your claim is successfully resolved. If you do not recover anything, we do not charge any fees. We also offer an initial free consultation to talk about your disability case. Contact us today if you need help.
Patricia Santucci is a personal injury lawyer born and raised in Hamilton, Ontario. She holds several degrees having attended King’s College at the University of Western Ontario, McMaster University, earned a Master of Arts degree at the University of Windsor and an Ontario Teaching Degree from Teacher’s College as well as her Ontario Teaching Certificate. After graduating from the University of Alberta law school she was called to the bar in 2000. You can find Patricia on Google+ and LinkedIn or directly through this website